ABF salutes all the winners for their outstanding performances in the respective categories. The winning banks are:

Best Self Service Initiative
• Citigroup Hong Kong (Gold Award)
• DBS Bank (Silver Award)
• Asia United Bank (Bronze Award)
Best Direct Marketing Campaign in Indonesia
• PT Bank Mandiri
Best Direct Marketing Campaign in Taiwan
• Taishin Bank
Philippine Best Bank Website
• Rizal Commercial Banking Corporation
Thailand Best Bank Website
• Siam Commercial Bank
Hong Kong Best Bank Website
• Citigroup Hong Kong
Best Security Initiative
• RHB Bank Berhad
Best Credit Card Initiative
• OCBC Bank (Gold Award)
• Citigroup Hong Kong (Silver Award)
Best Branch Initiative
• Citibank Singapore (Gold Award)
• Citigroup Hong Kong (Silver Award)
Best Advertising Campaign
• CIMB Bank Berhad (Gold Award)
• DBS Bank (Silver Award)
• Citibank Singapore (Bronze Award)
Best Corporate Social Responsibility Program
• The Hong Kong and Shanghai Banking Corporation Singapore (Gold Award)
• Maybank Singapore (Silver Award)
• Bendigo and Adelaide Bank (Bronze Award)
Best Core Banking System Initiative
• Bank Danamon (Gold Award)
• Citigroup Hong Kong (Silver Award)
• Asia United Bank (Bronze Award)
Best Environmental Initiative
• The Hong Kong and Shanghai Banking Corporation Limited Hong Kong (Gold Award)
• Deutsche Bank AG (Silver Award)
• Philippine Business Bank (Bronze Award)
Best Environmental Initiative – Indonesia
• PT Pan Indonesia Tbk.
Best Online Banking Initiative in the Philippines
• Security Bank
Best Online Banking Initiative in Hong Kong
• Citigroup Hong Kong
Best Online Banking / Securities in Singapore
• OCBC Securities
Most Innovative Banking Technology
• TC Ziraat Bank
Best ASEAN SME Bank
• OCBC Bank

FINANCE COMPANY OF THE YEAR
Hong Kong Finance Company of the Year
• PrimeCredit Limited
Singapore Finance Company of the Year
• Hong Leong Finance
Thailand Finance Company of the Year
• Siam Commercial Bank

RETAIL BANK OF THE YEAR
Cambodia Retail Bank of the Year
• ABA Bank Cambodia
Malaysia Retail Bank of the Year
• Public Bank Berhad
Philippine Retail Bank of the Year
• Rizal Commercial Banking Corporation
Singapore Retail Bank of the Year
• DBS Bank
Thailand Retail Bank of the Year
• Standard Chartered Bank (Thai) Public Co. Ltd.
Vietnam Retail Bank of the Year
• Vietnam Technological and Commercial joint-stock Bank
Taiwan Retail Bank of the Year
• Taishin Bank
Oman Retail Bank of the Year
• BankMuscat

BEST INTERNATIONAL BANK OF THE YEAR
• Citigroup Hong Kong